Complete active financial planning

 

Now more than ever, investors are looking for stability and peace of mind that they are on track to meet their goals. One of our primary focuses is to create a detailed plan for all stages of your life from accumulating wealth to estate planning. By detailing each stage with quantifiable numbers, we can actively manage future risks such as potential tax liabilities. This detailed plan is not a set it and forget it strategy. Instead this is a living document that our clients have access to at any time online to check their progress. At least once a year we review the plan in detail, make any necessary adjustments and re-evaluate your likelihood to succeed in meeting your goals.

Our complete active financial planning includes a variety of value added services together through our team of professionals. To learn more about any of the services we provide or for examples of our planning please feel free to Contact Us

 

  • Your financial plan helps determine goals and a road map to achieve them. We have the expertise and tools to create your dynamic plan that changes as your priorities change.

  • We offer a variety of investment services. Build and grow your portfolio by working closely with our team. Or, if you prefer a hands off approach, you can leave the investing decisions to professional investment managers.

  • Whether you’re still saving for retirement or a child’s post-secondary education, registered accounts can be the most tax effective solution. We help choose the right type of account such as a Registered Retirement Savings Plan (RRSP), Registered Education Savings plan (RESP) or Tax Free Savings Account (TFSA). Through active financial planning we identify the best option for your specific situation.

  • An estate plan helps ensure a smooth wealth transition to your family or beneficiaries. We advise on issues like minimizing taxes, reducing market risk impact and potential family disputes now and when your estate is settled.

  • Working together we can create a retirement plan that includes solutions like an Individual Pension Plan (IPP) to help your transition to comfortable retirement.

    An IPP is a defined benefit pension plan that typically provides substantially higher contribution limits than those permitted within a Registered Retirement Savings Plan (RRSP), when certain age and income conditions are met. That means you could have more tax-sheltered savings in retirement.

  • A formal business transition plan helps you determine how, when and to whom you will transfer your business. A plan also helps preserve your companies values as it accounts for tax savings, preparing for a potential sale and any unforeseen events. Our expert team helps you understand your options and identify an effective strategy while working closely with your accountant.